Interest Free & Interest Bearing Credit from SigNetMusic.com
What's on offer ?
How does it work ?
Who are able2buy
?
Are SigNetMusic Licensed to offer Credit ?
Is my personal information secure ?
The small print
More details ?
and now you can use your
EDGE CARD too ...
more
Working with the professional services of 
we are able to offer you the unique opportunity to buy our products using
a range of credit services. The unique feature of this
service is that you will receive a first step credit decision in just 15
seconds - yes just 15
seconds ! (*).
Furthermore the whole process can be completed on-line or not if you wish.
On many products above a certain price you will have the opportunity to purchase using our BUY NOW PAY LATER scheme or if you prefer to spread the cost you could opt for an Interest Bearing scheme. The details of the Buy Now Pay Later period and the repayment amounts are given along side each product.
We believe the process could not be simpler:
1. You add items to the
shopping basket as you would if you were buying with a credit card
2. At the final checkout you are given the opportunity
to APPLY for CREDIT ( or Pay by Credit
Card or Pay by Personal Cheque.)
3. If you select APPLY for CREDIT we will then ask you
for just three pieces of information which we pass securely to able2buy:
4. able2buy
will then give you a provisional decision on whether you are eligible for the
credit you are asking for - all on line and within approximately 15
seconds.
5. If you receive a NO
then you will be offered the opportunity to make your purchase using other means
- Credit Card or Personal Cheque.
6. If you receive a YES
- then you have to provide more personal information to able2buy,
just as you would in any store applying for credit, some of this information is
of a personal nature such as your bank details. You have the choice
of entering the data on-line via a secure connection OR
via telephone directly with able2buy
. If you select telephone - you will simply select a time and
day in the next few days at which time able2buy
will call you and go through the additional details.
7. The FINAL stage is signing the credit application
and mailing it to able2buy
- a few days later you will receive the final credit approval
and we will receive the instruction to ship the products to you.
able2buy
are the marketing
division of Credit Enabler Ltd. able2buy
offer credit services to
retailers, such as ourselves, in an innovative way to allow us to provide credit
services to our customers on-line thus enabling us to compete with our high
street competitors.
Any credit agreement you sign will be with able2buy
but the goods will all be
supplied by ourselves. All warranties remain the joint
responsibility of ourselves and the manufacturers and any warranty claims should
be made directly to us.
Are SigNetMusic Licensed to offer Credit ?
SigNetMusic are fully licensed to offer (Broker) credit in accordance with the Office of Fair Trading (OFT). Our Retail Credit License number is: 545183. If you require any further information about our License please either email our Customer Service Manager (email now), or contact the OFT.
We can appreciate that having
built up your trust in SigNetMusic.com that you may be concerned about your
personal data being passed to a third party (able2buy).
Firstly please be assured that the data passed from our web site to able2buy
is over a very secure
(128 Bit) encrypted link. ( You can read more about security
concerns here ).
Secondly we'd like to confirm what data is exchanged. We will only
tell able2buy
the details of the sale,
plus your name, address, telephone number, and date of birth - we will also
retain this information to allow us to ship the products. able2buy
will subsequently collect
some very private data from you either via the web or telephone - we (SigNetMusic)
will NEVER be passed this information for any reason, by any means -
post, web, email, phone or fax. Read more on the general
security of our site here
and our Terms and Conditions of Sale here.
The repayment amounts given next to the products are as a guide only and small adjustments may be necessary at the final check out. For example shipping costs are not included in our calculations, or you may choose to purchase some other items or accessories with your main purchase - these would be eligible for inclusion in the credit offerings but fall below the minimum price for which we offer credit in their own right. What ever the situation you will be advised in full of the actual repayment amount before you finally agree to any credit offering.
* Online credit offerings are only available during office hours, and are only available to UK Residents.
If you would like more information on any of the Credit Services we offer - please do not hesitate to contact us via email or telephone we will be only too pleased to help. If you like you can do the whole credit application over the phone and avoid the web all together - just call us for more details.
Free Fone UK: 0800 542 1566
Email: sales@signetmusic.com
or use our Call Back Service - click for more information.
Use your EDGE CARD online too !
If you have recently applied for Credit online via our web site you will have been issued with an EDGE CARD. This means for any subsequent purchases you wish to make via our site you can short cut the credit application process and use the pre-agreed credit on your card. All you need to do is select your items for purchase and remember to select the On-Line Credit option when selecting how to pay - thereafter all you need to do is add your EDGE CARD details to complete the purchase.
If you have an EDGE CARD from a purchase from another Online or High Street store then you should also select the On-Line Credit option and enter your card details - it's as easy as that. You will be able to make full use of our standard monthly credit plans or our Buy Now Pay later scheme.
